Security-Company Insurance

What it covers

• General and public liability arising from security operations
• Professional indemnity for security advice and system design
• Errors and omissions in monitoring and response services
• Employee-related cover, fidelity and care-custody-and-control extensions

Commonly excluded

• Activities outside the declared scope of operations
• Deliberate, criminal or unlicensed acts
• Firearms or specialist activity unless expressly declared and accepted
• Contractual liabilities beyond those the policy accepts

Eligibility

• Valid operating licences where required by jurisdiction
• Documented vetting, training and supervision procedures
• Acceptable claims and incident history

How a claim works

1. 01Notify insurers immediately of any incident or allegation
2. 02Preserve incident reports, notebooks, rosters and CCTV
3. 03Do not admit liability to the client or a third party
4. 04We assist with documentation and insurer liaison